The South African Road Accident Fund is a form of social and public insurance. It was formed to protect those injured in a road accident. It ensures that when someone is injured in a vehicle accident they are able to claim compensation regardless of the financial means of the negligent driver. In other words, even if the person who caused the accident has no insurance and is poor, the victim can still claim for injuries sustained. In order to claim from the fund however, you need to have sustained serious injuries.
What kind of accident qualifies?
If you are injured in a vehicle accident in South Africa, Road Accident Fund assistance may be needed to pay your medical expenses. Consider the scenario where you are a passenger in a vehicle. You could be on your morning commute to work. As usual, the roads are very busy and everyone seems impatient and rushing to get to work. The driver of the car you are in comes to a stop at the red traffic light and waits. The light turns green and the driver proceeds cautiously into the intersection. Suddenly, seemingly out of nowhere, a taxi jumps the red light and ploughs into the passenger door. You are hit with extreme force and knocked unconscious. When you regain consciousness you find yourself in hospital hooked up to various medical instruments. Your neck is in a brace, and your leg is in a cast. In the days that follow you learn that you have sustained a spinal cord injury and you have lost the use of your legs.
What can you do if you are in an accident?
The above scenario is a frightening prospect, but it is realistic. Accidents happen in the blink of an eye, and frequently they are through no fault of your own. You could be faced with significant medical expenses. Your lifestyle could be dramatically impacted and your ability to earn a living could be compromised. If you find yourself in this situation, you need legal assistance from experts that specialise in this type of scenario. Contact Paul du Plessis Attorneys to assist you with your claim from the South African Road Accident Fund.