The South African Road Accident Fund is a type of public insurance available to anyone who has sustained injuries arising from negligent driving by another person. If you have suffered personal injury in a motor vehicle accident, you can claim for damages with the Road Accident Fund.
This insurance exists to protect both the injured person and the negligent driver, and ensures that the injured person can still claim compensation whether the driver can afford it or not. It is often the case that a driver who causes a road accident is not insured or financially able to cover the expenses of legal fees and compensation to those injured in the accident, and the Road Accident Fund is a means of ensuring that injured persons are still compensated.
What will the Road Accident Fund cover?
If you have been injured in a road accident, you can claim for general damages, medical expenses, future medical expenses and loss of income. If the road accident led to a loss of life, you can claim for loss of support, if the deceased contributed to your household income. If your claims are successful, your losses are covered by the Road Accident Fund and not by the negligent driver responsible for the accident.
How do I claim against the Road Accident Fund in South Africa?
If the vehicle accident in question happened within the past three years, you are still eligible to claim. Exceptions are made for minors and mentally handicapped individuals, or if the harm caused by the accident only occurs later (for example, if injuries from the accident cause a fatality months later). You can fill out the claims form online without the assistance of a legal representative.
However, if you feel out of your depth with legal matters such as this, you are welcome to contact Paul du Plessis Attorneys, who will provide all the assistance you need with your claims, including legal advice and support.