Has a recent car accident left you at a loss of how to pick up the pieces? Whether you were injured and have medical bills to cover or lost your vehicle and struggle to get to work every day, the Road Accident Fund can help you in getting your life back on track.
What is the Road Accident Fund?
The South African Road Accident Fund, previously known as “Third Party Claims”, is a public insurance cover for injury and death caused by a motor vehicle accident. Anyone who has suffered injury or loss of a family member at the hands of a negligent driver in a road accident can claim against the Road Accident Fund. By making a claim against the Road Accident Fund, you can be compensated for your injuries and losses. Compensation may cover such things as general damages, medical expenses, loss of income and, in the case of a death, loss of support. General damage claims can be made if you suffered a serious injury that causes a full body impairment of 30 percent or more. Medical expense compensation can cover immediate medical care after the accident as well as future medical costs for follow-up care, recovery and physical therapy. Claims for loss of income covers the income you are unable to make due to your injury preventing you from working. This is capped at R194 043.00 per year (revised quarterly), and if your income loss exceeds this amount, the balance is not recoverable through the Road Accident Fund. If it was a family member involved in the road accident and not yourself, and they passed away as a result of the accident, you are able to claim for loss of support if they were the main provider for the household.
Who can help me with a claim against the Road Accident Fund?
If you need assistance with repairing the damages caused by a road accident, speak to an attorney who specialises in Road Accident Fund claims. For legal assistance, advice and more information about the Road Accident Fund, contact Paul du Plessis Attorneys today.